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VA Loans

This program helps veterans, eligible surviving spouses, and active duty service-members obtain financing for homeownership. These VA loans are provided through private lenders with the VA guaranteeing a portion of the loan, which enables the private lender to provide you with very favorable loan terms.

  • Loan for active military or veterans, click here to verify eligibility.
  • Loan amount limits vary widely by county, please click here to see the most updated limits on VA’s website
  • No down payment needed and there is no mortgage insurance (no PMI)
  • This is the best and cheapest loan out there – as it should be for the people who fight for our freedom!
  • Underwriting guidelines tend to be less strict when compared to conventional
  • Upfront funding fee depending on the type of eligibility, click here for to go to VA’s website for more information.
  • That’s pretty much it for cons – if you are eligible, in most cases, this is the loan to go with!

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