This program helps veterans, eligible surviving spouses, and active duty service-members obtain financing for homeownership. These VA loans are provided through private lenders with the VA guaranteeing a portion of the loan, which enables the private lender to provide you with very favorable loan terms.

• Loan for active military or veterans, click here to verify eligibility.
• Loan amount limits vary widely by county, please click here to see the most updated limits on VA’s website

• No down payment needed and there is no mortgage insurance (no PMI)
• This is the best and cheapest loan out there – as it should be for the people who fight for our freedom!
• Underwriting guidelines tend to be less strict when compared to conventional

• Upfront funding fee depending on the type of eligibility, click here for to go to VA’s website for more information.
• That’s pretty much it for cons – if you are eligible, in most cases, this is the loan to go with!